Medical

2025-2026 Changes

On October 1, 2025, the annual out-of-pocket maximums will be decreasing for all medical plan options.

Gold EPO‍

• $7,000 individual
• $14,000 family

Silver EPO

• $7,000 individual
• $14,000 family

Bronze EPO

• $7,000 individual
• $14,000 family

Medical Benefits

Our medical benefits through UMR help you maintain your well-being through preventive care, affordable prescriptions, and access to an extensive network of providers.

To find an in-network UMR provider, visit umr.com.

Medical Plans

The three Medical plans, Gold EPO, Silver EPO, and Bronze EPO, have different levels of coverage and different price points, allowing you to choose based on your financial and health needs. Review the table below to see how the plans compare to each other.

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Find an In-Network Provider

"EPO" means "Exclusive Provider Organization", which means our plans only cover costs when you visit an in-network provider and/or facility. If you go out-of-network, you pay 100% of the cost except in the case of a medical emergency.

To find an in-network UMR provider, visit umr.com.